Add Bilingual Speaking, Reading and Writing on Resume

Add Bilingual Speaking, Reading and Writing on ResumeWhen you are in the process of looking for a job it can be difficult to know exactly how to add bilingual speaking, reading and writing on resume. Many people want to take the time to get the best resume they can create for their job search but don't really know where to start.Finding the right job and how to fit the right resume into the way things are going can be a challenge especially if you are on a budget. There are many people that feel that they can't afford to spend hundreds of dollars on a resume. That is true and in fact some people will spend much more money just to keep from having to spend anymore.You have to make sure that you are ready to spend your money on a job that can actually get you the job you are looking for. It is a common myth that there is no point spending money on a resume when you are not sure of the company you want to work for. It does no good to spend all your time and money creating a resume only to find out that you are not even interviewing at the company you are looking for.In reality you have to make sure that you are ready to spend your money on a resume. Not only are you putting a lot of work into making sure that the skills you are showing are relevant to the position you are applying for but you are also investing a lot of money into doing so. Having a well-written resume that speaks to your personality and is something that employers can read from the first few seconds of an interview can go a long way in helping you land the job you want.One thing you can do is to consider getting a bilingual writing or reading or speaking software. With these types of programs you can easily get an automatic translation of letters and text within the software. With a program like this you can also use it to help you fill out resumes as well.Another great tip to use when creating your resume or you can even find a great resume review site that has the ability to help you add biling ual speaking, reading and writing on resume is to find a copy of a Spanish language dictionary. This will give you a reference for words and phrases that you may have not even thought about when creating your resume. There are some very common words that are used on a daily basis that can help you get a better understanding of what the words mean when translated into English.As you can see, there are many different ways to look at adding bilingual speaking, reading and writing on resume. It can be difficult to know where to start so you need to take your time and make sure that you understand the importance of all of the steps you are taking. By taking the time to create a well thought out resume and creating a bilingual speaking, reading and writing on resume you will have the skills you need to stand out and land the position you are looking for.

10 Things Not To Do After Getting A Raise

10 Things Not To Do After Getting A Raise Last time that you got a raise, you may have been shocked at how very little (or even at all) your financial situation improved. As Charles A. Jaffe famously said, “It’s not your salary that makes you rich, it’s your spending habits.” To help you make the best out of your windfall, here are the 10 things that you should never do after you get a raise. 1. Don’t Act Entitled at Work No matter how long you have been waiting for this raise, you should never act like it was “about darn time!” Keeping a professional attitude post-raise is necessary so that your employer has no second thoughts. For example, in 2014 the average pay raise was about 3%. If you were lucky enough to get a raise that is way above that figure, reciprocate the gesture and continue to excel in your tasks. This will increase your chances of waiting less time for the next raise. 2. Don’t Let Coworkers Know About Your Raise While “pay secrecy” policies are illegal nationwide, it’s still a good idea to keep your salary bump to yourself. Several career experts advise against sharing your salary with your coworkers. From invoking jealousy, feeding water cooler gossip, and annoying your manager, letting your coworkers know about your recent pay bump has many undesired side effects. Even under the very few instances it may help you professionally to discuss your salary bump with a coworker, such as when you suspect you’re still severely underpaid, the same career experts advise that those discussions have a high probability of backfiring on you. 3. Don’t Break Your Monthly Budget When you get a raise, you may be tempted to start indulging a bit more. Before you start upgrading to a fancy $5 coffee cup from your current $1 morning beverage, take a look at your monthly budget for the past year and how many times you’ve gone over. Being over budget for two or more months is a red flag that you’re not able to stick to your budget and should keep your current expense levels. 4. Don’t Continue to Pay the Bare Minimum of Debts Let’s imagine that you have about a $4,056.49 balance on a credit card with a 25.25% APR. If you were to continue paying only the minimum monthly payment of $132.70, you would pay off the debt in 17 years for an estimated total of $11,125! On the other hand, if you were to sock away $162 every month, you would pay off the balance in just three years for an estimated total of $5,824. That’s an estimated $5,301 in savings! Take advantage of your raise and bump up your monthly debt payments. 5. Don’t Forget to Contribute to Your Emergency Fund One in four Americans has no emergency savings. Even those that are diligently building an emergency fund aren’t saving enough. Only one third of Americans meet the recommended six-months savings for rainy days. To become part of this group, you need to start building up or beefing up your emergency fund with part of that raise. 6. Don’t Skip a Contribution to Your Retirement Accounts Before your raise, you may have been putting a pause to contributions to your retirement account or keeping them at a minimum. Now it’s the time to restart or bump up contributions from your paycheck to your retirement account. There are three important reasons why you should. First, nest egg contributions reduce your taxable income. Second, you have a limited amount of money that you can contribute to retirement accounts per year. Use it or lose it forever. Third, this maximizes your potential employer match (average employer match is 4.5% of pay). 7. Don’t Leave Your 401K Loans Unpaid Speaking of retirement accounts, remember that 401K loans that aren’t fully paid back within five years become taxable income with an extra 10% early distribution tax penalty from the IRS for those under age 59 1/2. Take advantage of this salary bump to make a serious dent on those outstanding 401K loan balances. 8. Don’t Leave Your Tax Withholding Forms Untouched The salary may put you in a different tax bracket. Take the following example: An individual with taxable income between $37,451 and $90,750 pays $5,156.25 + 25% of the amount over $37,450 in 2015. An individual with taxable income between $90,751 and $189,301 pays $18,481.25 + 28% of the amount over $90,750 in 2015. If you were making $87,000 and receive a $4,000 raise, you would then be in a higher tax bracket and would need to adjust your Form W-4. Here is how to check if you need to adjust your federal tax withholding: Review the applicable tax brackets, Use the IRS Withholding Calculator to determine how much you should be withholding from your paycheck; Find out the process to adjust your tax withholding from your HR office (some companies have digital systems instead of paper-based ones); and Adjust your Form W-4 (if necessary). 9. Don’t Keep Your Banking and Investment Accounts Now that you have access to more funds, you may have the opportunity to better banking and investment opportunities. Contact your bank rep and financial manager to inquire about required thresholds to access lower fees. For example, a credit union in Hawaii pays 0.20% for money market deposits from $10,000-$24,999, and 0.25% for money market deposits from $25,000-$99,999. An individual holding a balance of $23,000 in such an account would gain access to a better savings rate by depositing an extra $2,000. 10. Don’t Forget to Have Fun Like Donna Summer sang back in the ’80s, you worked hard for the money, so you better treat yourself right! Take the time to celebrate your achievement and spoil yourself a bit. More From Wise Bread: 5 Times You Should Demand a Raise 6 Simple Steps to Discovering Your True Salary Potential How to Negotiate Higher Pay at Your Next New Job 5 Times You Should Demand a Raise 6 Simple Steps to Discovering Your True Salary Potential How to Negotiate Higher Pay at Your Next New Job Close Modal DialogThis is a modal window. This modal can be closed by pressing the Escape key or activating the close button.